Home insurance for previously flooded or flood-risk homes
According to the Environment Agency over 5 million people in England and Wales live in properties that are at risk of flooding from rivers or the sea. If you live in one of these properties or if you’ve been unfortunate enough to have suffered flooding previously then you’ll know how difficult it is to buy home insurance online. Well consider your problem solved. homeprotect can provide a competitive online home insurance quote, even if your property has previously flooded or is at risk of flooding.
Here are ways to get the best deal on your insurance
- A professional flood survey, such as provided by Floodplan, should provide all of the information which an insurance company requires in order to accurately judge the insurance risk and therefore provide a fair and equitable insurance premium and policy terms.
- And of course, investing in professional flood defence systems, as typically recommended by the flood surveyor, will likely reduce the risk or effect of flooding and therefore reduce the insurance risk which your property represents.
- Remember, insurance companies are risk-averse and many are simply not interested in covering properties which have previously flooded or are prone to flooding.
- Those few companies which do provide flood insurance tend to err on the side of caution if there are knowledge gaps when it comes to assessing flood-risk properties.
- So the more that an insurance company knows about your circumstances the greater the likelihood is that you will be able to obtain a keen insurance premium and favourable terms.
For more information about professional flood surveys and flood defence systems call Floodplan on the number below.
Comprehensive cover at competitive rates
All homeprotect home insurance policies are underwritten by a range of reputable insurers, including insurers at Lloyd’s of London, one of the most financially stable and established insurance markets in the world - giving you complete peace of mind. Find out more about the specific benefits of homeprotect home insurance.
Get an online home insurance quote today
So if your property has previously flooded or is at risk of flooding and you need to get home insurance cover then homeprotect can provide a great value home insurance policy for you. Get an online quote now.
Alternatively, if you’d prefer to buy your home insurance over the phone then call 0845 155 1966 and you’ll get a speedy response from a friendly, UK - based team. Lines are open weekdays 9am – 7pm, excluding Bank Holidays.
The legal bit
homeprotect is a registered trademark and trading style of NHI Services Ltd which is authorised and regulated by the Financial Services Authority (FSA Register Number 304432).
